IFA Saves Town Money

(posted December 22)

The cost of the $6.7 million State Revolving Loan will cost taxpayers less than a million dollars in interest to finance Main Street and Gerrard -Allison Sewer Projects.

Emma Kottlowski of the Indiana Finance Authority explained by borrowing with a state revolving loan it saved taxpayers about millions of dollars compared to seeking a loan through the open market.

“The loan that Speedway closed on December 3 included the following:

$1,437,000 Forgivable Loan at 0% (Grant)

$5,398,000 SRF Traditional Loan at 3.06%”

“The estimated principal and interest on the SRF Traditional Loan is
$7,296,922. If Speedway would have closed an Open Market financing at an
estimated 5.5% the principal and interest would have been an estimated
$11,438,964. By closing with SRF instead of Open Market, Speedway has
saved an estimated $4,142,042.”